Complete Employee Benefit Packages

Nonqualified Plans
•  Plan Design and Consulting
•  Deferred Compensation
•  Salary Continuation

Group Services
•  Communicate benefits to the employer
   and the employees
•  Enroll all new employees into the plan(s)
•  Provide assistance with handling claims,
   communications, and policies
   and procedures
•  Provide assistance regarding billing and
   C.O.B.R.A. administration
•  Act as liaison between employer and the
   insurance company or administrator
•  Provide proposals from multiple insurance
   carriers at renewal to maintain competitive
   pricing and benefits
•  Coordinate health insurance benefits with
   other employer-provided benefits

Qualified Plans
•  Plan Design and Consulting
•  401(k), 403(b), 457 plans
•  Pension / Profit Sharing
•  Simplified Employee Pension Plan (SEP)
•  Simple IRA, Solo 401(k)

Group Insurance
•  Health
•  Life / AD&D
•  Long and short-term disability
•  Long term care
•  Dental
•  Vision
•  Payroll deduction plans (Voluntary)
•  Benefits Consulting
•  Plan Administrative and section 125

Business Succession Planning
•  Business Overhead - Life/Disability
•  Key Employee - Life/Disability
•  Buy/Sell - Life/Disability

Retirement Planning
• Retirement Income Analysis
• Individual Retirement Accounts (IRA's)
• Roth IRA's

Education Planning
• Education IRA
• 529 Plans (Education Savings Plan)

Property & Casualty Insurance
• Home
• Auto
• Commercial

Health Insurance
• Under age 65
• Medicare eligible

Wealth Building
• Stocks*, Bonds*, Mutual Funds*, REITS*
• Life Insurance Planning (Variable*,
   Universal, Ordinary, Term)
• Disability Income Insurance
• Long Term Care Insurance
• Annuities* (Variable, Fixed, Index)

Estate Planning
• Comprehensive Estate and Wealth
   Transfer Planning
• Succession Planning
• Trust Consultation
• Family Owned Business Planning